Share:

It’s no secret that lawsuits can become very expensive very quickly. Even relatively simple issues involving property damage and minor physical injury can incur quite a price tag if you’re found to be liable for what occurred. That’s why many people opt for liability insurance, which comes in handy in the event you’re sued by a third party.

What Does Liability Insurance Cover?

Even with the best intentions, accidents happen. If you’re found responsible for causing harm (either to another person or their property), you could be faced with legal action. Accordingly, you’ll need money to pay for an attorney, as well as funding for any damages that are awarded to the claimant. Liability insurance provides the financing and extends the coverage to other family members, despite where an accident occurs.

How Is It Purchased?

liability insurance dawsonLiability coverage can be purchased in a few different ways. It can be bought as an individual policy, or it can be bundled with another type of insurance, such as auto or home insurance. Even if you have liability insurance along with other coverage, you might still want to consider securing an umbrella policy. This can fill in any gaps that may be present in your other insurance policies.

How Can I Tell If I Need It?

Most people could benefit from a liability insurance policy. Consider any future assets you might have; if you’re the subject of a lawsuit at some point, you could run the risk of losing money or property to pay for settling any damages. Even if allegations against you are unfounded, you’ll still need to pay for court costs and other legal expenses.

 

In Dawson, GA, Dozier Insurance Agency specializes in helping local clients pinpoint the exact type of insurance coverage they need to remain protected. Along with liability insurance, they also offer life and home policies, as well as coverage for mobile homes and motorcycles. Take advantage of their experience and top-rated customer service by calling (229) 995-2040 today. You can also visit them online to get a personalized insurance quote.

tracking