Social Security Disability (SSD) is a federally funded program that provides benefits to individuals whose medical condition prevents them from working. If you have a disability and are considering applying for these benefits, it’s natural for you to have a lot of questions. Below, the legal professionals at Woodlawn Law Office in O’Fallon, MO, share some of the most common myths about the program.
 

4 Myths About Social Security Disability

1. You Can’t Receive SSD Benefits If You Have a Job

Many people assume that you can’t work and receive SSD benefits at the same time. The truth is that the Social Security Administration wants people who receive SSD benefits to work. However, if you make more than $1,180 per month, you won’t be eligible for benefits.
 

2. You Have to Be Disabled for One Year Before You Can Apply for SSD

It’s a common misconception that you have to be disabled for at least a year before you can submit an application for Social Security Disability. However, if your doctor expects for your injury or illness to last 12 months or longer, you can apply for benefits right now.

3. You Have to Be Close to Retirement Age to Qualify for SSD

Your age is irrelevant to your eligibility to receive SSD benefits. If you suffer from a qualifying mental or physical disability that has kept you from working, you are eligible for benefits. However, the amount of money you receive every month depends on your contributions to the Social Security trust fund. The older you are, the higher your benefits will probably be.

4. You Are Considered Permanently Disabled Once You Receive SSD 

Another common myth is that you are considered permanently disabled if you get approved for SSD. In reality, your benefits will end if your medical condition improves or you go back to work and earn more than $1,180 per month.

If you need assistance applying for Social Security Disability benefits, consult with an experienced lawyer. Attorney David Schmidt of Woodlawn Law Office has provided legal representation to residents in O'Fallon, MO, for more than 25 years and takes the time to listen to his clients’ needs. To schedule a consultation, call (636) 240-6667 or visit his website for more information.