There are lots of different things to consider when choosing a health insurance plan, and Daniel Oliver, a registered Farmers Insurance Agent in Minneapolis, is dedicated to helping his clients find the best possible coverage. One advantage of working one-on-one with an agent like Daniel Oliver is that he’ll get to know you as an individual: he’ll ask you important questions to help determine the type of health insurance coverage you need. This way, you don’t end up paying for unnecessary coverage, and you also don’t get stuck paying out of pocket for the things you need.

Here are just a few questions you should ask yourself before choosing a health insurance plan:

• Do you have any preferred doctor’s that you want to keep? If you have any doctors that you love and want to keep seeing, make sure they’re on your new insurance plan. This can be especially important for people who regularly see specialists, or who have unique medical situations that require continuous treatment.
• How much can you afford to pay each month for health insurance? Usually cheap insurance rates mean you’ll pay more out of pocket for prescriptions and treatments, but it’s a good choice for some people. Having an ideal monthly price range in mind before you look at different plans is very helpful.
• Do you have any major medical plans in the near future? If you frequently require emergency care, expensive prescriptions, are expecting a baby soon, or if you have small children, you may want to opt for a plan with a higher monthly rate and lower out-of-pocket expenses.

For more help choosing the right health insurance plan, or for help finding insurance quotes, call Daniel Oliver of Farmers Insurance today at (952) 925-4454.