If you own a homeowners insurance policy, you may be surprised by what it covers. Bradford Hegler – State Farm Agent has provided the market’s top insurance products to his Villa Rica, GA, clients for the last two years. Below his team outlines the surprising things that your policy covers.

Surprising Items Your Homeowners Insurance Policy Covers

1. Falling Objects & Living Expenses

In the event a tree branch falls on your home, your policy will provide coverage for damage as long as it wasn’t due to a natural disaster. In addition, if you have to leave your home due to a hole in the roof, a policy will generally pay for your accommodations and living expenses until you can return home. 

2. Dog Bites & Other Accidents

Did you know that the liability portion of your policy kicks in if Fido decides to nip your neighbor? Additionally, it will take care of medical payments for injuries that occur on your property, saving you a pretty penny if a visitor decides to sue for damages. Be mindful to ask about breeds, a lot of carriers have restrictions.

3. Slander

If a homeowner is sued for slander due to the publication of materials or verbal slander of another individual, your homeowners policy will generally provide payment for legal fees to defend yourself in court. Some policies might also include reimbursement for lost wages, but be sure to review yours to determine if this is the case. 

If you or your loved ones have questions regarding a homeowners insurance policy, or you would like to inquire about obtaining an additional policy, be sure to speak with a qualified agent. Bradford Hegler – State Farm Agent and his team provide the individualized care and attention clients deserve. Call him today at (770) 456-4000 or visit his website for more information. Or, like him on Facebook for updates and more helpful advice.