Nobody likes considering what would happen if a flood, earthquake, major blizzard, or other natural disaster strikes, but taking a few minutes to prepare now can mean the difference between life and death in an emergency. Daniel Oliver, a registered Farmers Insurance agent in Minneapolis dedicated to helping you protect what matters most, advises every family to maintain an emergency preparedness kit. He's compiled a list of essentials you should include to help you get started:

• Water. You'll need about a gallon per person, per day, for drinking and hygiene purposes. Your preparedness kit should include at least a three days' supply.
• Food. You'll also need a three-day supply of non-perishable food items, like canned goods and freeze-dried fruits and vegetables.
• Radios. Battery-powered and hand-crank models are available. You should also get a NOAA Weather Radio with tone alert, along with plenty of extra batteries.
• Light Source. Remember to get enough flashlights and spare batteries for everyone.
• First Aid Kid.
• Whistle. Depending on the type of emergency, this can be very useful when signaling for help.
• Dust Masks. In some cases, the air may be contaminated after a disaster. You may also want to keep plastic sheeting and duct tape on hand to seal up your shelter.
• Personal Hygiene Supplies. This includes moist towelettes, garbage bags, plastic ties, and other cleanliness supplies.

Visit Daniel Oliver from Farmers Insurance online now to see their full range of services, from homeowner insurance to term life coverage, or just call (952) 925-4454 to get insurance quotes from an industry specialist.