When accidents happen on the road while driving a rented car, they lead to numerous questions. Among other queries, most people want to know who will pay for the rental vehicle’s repairs or replacement. From their offices in Phoenix, AZ, the personal injury attorneys at Ely, Bettini, Ulman, Rosenblatt, & Ozer, Attorneys at Law explain who is responsible for rental car charges after a collision.

Who Caused the Accident?

Liability for rental car expenses after a collision depends on who caused the accident. If you were driving and are the one at fault, you are responsible for covering the damage to the rented vehicle and the other driver’s car. However, when the other person is at fault, they are responsible for covering the costs. Ultimately, their insurance company makes the payment.

Coverage for Uninsured Motorists

If the other driver is at fault and does not have insurance, you would look to the uninsured motorist coverage on your auto policy. Once you file a claim, your insurer pays the bills and will seek reimbursement from the other driver.

Coverage When the Rental Car Driver Is at Fault

In situations where the accident is the rental car driver’s fault, they either pay the damage out of pocket or look to their auto insurance policy for coverage. If you purchased rental car insurance, that policy would cover the bills. Other possible coverage options are insurance credit card companies provide for rental vehicles and coverage through organizations like AAA® or the AARP®.  As with any collision, consulting a personal injury attorney as soon as possible to get advice is a wise move.

The personal injury attorneys at Ely, Bettini, Ulman, Rosenblatt, & Ozer, Attorneys at Law in Phoenix, AZ, offer more than 200 years of combined experience helping motorists obtain compensation after accidents. For client testimonials, visit their website now. Call (602) 230-2144 today to schedule your free consultation with an auto accident attorney.