McKinney, Texas
4817 Medical Center Dr., Ste B
McKinney, TX 75069
(972) 984-2449

4 FAQ About Auto Insurance Coverage April 16, 2018

McKinney, Collin
4 FAQ About Auto Insurance Coverage, McKinney, Texas
Whether you're a new driver or seeking more affordable coverage, the search for clear and concise auto insurance can be overwhelming. However, the process is easier if you know which questions to ask. As the area's leading agency, Atlantis Financial Group in McKinney, TX, ensures their clients have the information they need to make informed decisions. The independent broker shares responses to some of the most frequently asked questions about policy coverage for vehicles.

Answers to Common Auto Insurance Inquiries

How Much Coverage Do I Need?

Licensed drivers need auto insurance. In most states, there is a minimum coverage amount required, which is typically liability protection. The policy pays for damage caused by the driver against others and their vehicles. If you're financing a new car or truck, the lender may require comprehensive and collision coverage until the automobile is paid off.

How Much Do I Have to Pay?

Several factors go into deciding the cost of auto insurance payments. For instance, factors include the type of vehicle you have, your commute mileage, and where you drive. Also, most states require drivers to have a minimum amount of coverage. To ensure you're getting the best rates, compare quotes from several different carriers.

How Can I Keep My Costs Low?

auto insuranceThere are several ways to reduce your premium payments. For instance, driving an older model can lower your auto insurance costs. If you maintain a good driving record with little to no traffic infractions, some carriers reward policyholders with discounted rates. You can also install anti-theft and safety equipment in your vehicle, take an approved driver education course, and pay a higher deductible.

What Happens If My Vehicle Is Stolen?

If you have a comprehensive auto insurance policy, the carrier will pay the replacement cost. Depending on the plan, the amount may either be the current market value or depreciated. The cost of comprehensive coverage can vary based on the year, make, and model of the vehicle.
 
If you have any further questions asked about auto insurance or are unhappy with your current coverage, let the experienced and friendly brokers at Atlantis Financial Group give you customized guidance. They have almost 20 years of experience and offer various promotions to get clients the best value for their products. Call (972) 984-2449 to get quotes from some of the nation's leading carriers. Visit the website for extensive information on protecting your vehicles.
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