As more and more people rely on their debit cards for daily use, waiting days or even weeks for a replacement card can be frustrating. That’s why many banks are opting to provide instant-issue cards to their clients if theirs are lost or stolen. Having immediate access to a card is not only convenient, but it can also prevent issues like theft when a card is left in a mailbox for an extended time.

Benefits of Instant-Issue Debit Cards

Enhanced Convenience

Some financial institutions work with third parties to provide cards, which means that customers can wait quite a while for a new card to be issued as it will be created offsite and mailed out to the recipient. During that time, many customers experience frustration at not being able to use their debit cards, which are designed specifically with convenience in mind. Banks that issue instant cards offer enhanced convenience to customers by allowing immediate use.

Decreased Chance of Theft

Having new cards mailed out can also increase the chance of theft. It can be hard to determine when a new card will arrive as it’s mailed by a third party. This means that a card might arrive when you’re out of town or away for a while, and as a result, it could sit unattended in your mailbox. In this case, you’ll need to take the proper steps to report the theft, deactivate your card, and wait even longer for the arrival of a new one. With instant cards, you can stow your new card safely in your wallet immediately after it is issued.

Improved Customer Service

For banks, customer service is of the utmost importance. Making sure that clients know that their business is valued and that their concerns are heard can go a long way towards building trust. Instant-issue debit cards are a great way for an institution to show appreciation towards customers, most of whom express displeasure about long wait times for a replacement debit card.

For an instant-issue debit card in Russellville, AR, clients look to First State Bank. With friendly and convenient service, they can help you set up a checking account or help you with other financial needs. If you’d like to learn more information on how you can set up an account, call (479) 498-2400 today. You can also visit them online to see the complete listing of personal banking service.