Everyone needs insurance to protect what they love most. However, when you’re first shopping for the perfect policy, picking through the quotes and available options can feel daunting. Working with an experienced agent to find the right homeowners insurance or auto policy for your family can take a lot of the stress out of the situation. Here are a few reasons why buying insurance from an agent rather than purchasing directly from the provider is a smart decision.

Find the Best Coverage

Insurance agents are there to help you find the best coverage for your needs. They understand that no two individuals are alike and will help you identify the most important aspects of your home, car, apartment, or property to ensure that you have enough coverage to protect everything as completely as possible. Best of all, they will be the point of contact for multiple policies, saving time when it comes to filing a claim or updating your coverage.

Negotiate With Provider

When you file a claim on your homeowners insurance, an agent will be the main point of contact. They’ll negotiate with the insurance provider to ensure that your needs are met properly and quickly. This saves you the stress of having to negotiate with a faceless representative during an already stressful time. If your existing coverage falls short, they’ll make recommendations to help you bolster the policy so that you can breathe a sigh of relief the next time you have to file a claim.

Get the Best Rates

Independent agents are also equipped to help you find multiple policies from several providers. This ensures you have the most options possible and helps you get the best rate for quality coverage. They leverage their connections with top-tier providers to create a custom coverage bundle that might not be available if you purchased direct.

At Tammy Ross Insurance in Monroe, NC, their experienced agents want to help you find the best policy for your family. Whether you need a homeowners insurance policy after buying a new house or want to update your auto coverage, they’ll work to get you the best rate without sacrificing the quality you expect. Visit them online to learn more about their coverage areas, including auto, business, and homeowners insurance, and call (704) 233-4981 for a free quote.