Are you concerned about the process for filing a car insurance claim? If so, you’re not alone. Most of us fear having to make a fateful call to our insurance company one day. However, Somers Agency LLC has been providing quality insurance products to their Lorain County, Ohio, clientele for years. Here, their qualified team outlines three tips for filing a car insurance claim. 

3 Tips for Filing a Car Insurance Claim

Get to a Safe Place

The moments after a car accident can be stressful. You might be experiencing shock, so get to a safe space before calling your insurance company. Once you’re away from traffic, place the call and have your personal details ready. 

Know When to File

While an auto accident is the most logical situation for filing a car insurance claim, there are other scenarios that might call for this action. These include incidences where your car is stolen or vandalized. Additionally, if your car is damaged by severe weather or a fallen tree, it’s crucial to file a claim. 

Be Prepared to Provide Information

Once you’ve contacted your insurance company, you will be asked to provide basic information regarding the incident. Have your driver’s license details at the ready, as well as your personal address, home, and work phone number. If you filed a police report, have the number of the station, the police officer’s name, and the report number ready. If there were witnesses at the site of the accident, attempt to gather their contact information and record their accounts of what happened.

If you don’t know the appropriate steps for filing a claim with your insurance company, you’re not alone. However, in a crisis, it pays to have an advocate. The qualified team at Somers Agency, LLC specializes in making their clients feel at home. By providing quality car insurance at low rates, their agents are on your side. Call them today at (440) 324-3447 or visit their website for more information.