Every year, approximately 166,000 homes are damaged by cooking fires, resulting in billions of dollars in damage and hundreds of deaths. While your homeowners insurance policy will cover property damage caused by a kitchen fire, a bit of preventative action can prevent one from developing in the first place. Use the following do’s and don’ts to keep your cooking space safe.
Keep a Fire Extinguisher on Hand
With a small personal fire extinguisher, you can keep a minor mistake from becoming a major disaster. Store one under your sink, and have it checked by a professional once a year. Having a fire extinguisher around may also get you a discount on homeowners insurance.
Keep Your Stove & Oven Clean
Burnt food and buildup inside your stove and oven can suddenly ignite in high temperatures. To reduce the risk of a fire, clean your oven, stove, and hood on a regular basis, and scrub spills and drips right away.
Leave Cooking Food Unattended
If a fire breaks out, it’s imperative to take action before it spreads, so never leave the stove on if you’re not in the room. If you do have to step out, turn off the burner, or have someone watch the food until you get back.
Try to Put Out a Grease Fire With Water
While it may be a natural instinct, throwing water on a grease fire will spread flames around the room. Instead, put a lid on the pot or pan to deprive the fire of oxygen. If it’s small enough, you can douse the flames with baking soda or use a fire extinguisher.
By following these suggestions, you may be able to avoid damages that could result in a large homeowners insurance claim. For more information on protecting your property, speak with your local independent agent, and contact Farmers Mutual of Tennessee online or call (800) 824-9555 to speak with a friendly FMT representative. Since 1913, Farmers Mutual of Tennessee has been providing quality homeowners insurance coverage at an affordable price to residents throughout Tennessee. One of FMT’s local independent agents will be happy to find the right coverage for your home, mobile home, rental dwelling, or farm and at a price to fit your budget.