Asheboro, North Carolina

Why You Need General Liability Insurance April 5, 2018

Asheboro, Randolph
Why You Need General Liability Insurance, Asheboro, North Carolina

General liability insurance is often included in a homeowners policy, but companies must purchase a separate one to protect themselves. Without adequate insurance coverage, your business might be facing financial ruin if the unexpected happens. Similarly, an individual can face bankruptcy without adequate liability coverage.

3 Reasons for Purchasing General Liability Insurance

1. Bodily Injury

If someone gets injured on your property or as the result of your actions, you might be liable to pay for their medical bills. Depending on the extent of their injuries, these costs can be substantial. Having liability coverage in place can prevent a financial crisis for your family if something unforeseen happens.

2. Legal Fees

insuranceAccidents happen, and that’s what insurance is for. Liability insurance can also help you pay for legal costs when you need to fight the claim. Someone’s injury might not have been your fault at all, or they might be seeking unreasonable compensation. When that’s the case, it’s important to have an experienced liability lawyer at your side.

3. Property Damage

If you damage someone else’s property, you might have to pay for repairs or a replacement. It could be something as simple as accidentally breaking a window while playing ball, which could cost thousands of dollars in repairs. However, for a company that provides services for people, the possibilities of property damage are even greater. For example, a roofer could accidentally drop a shingle onto a customer’s car. In any case, your liability insurance can step in and pay for the damage.


If you need general liability insurance, the agents at Randolph County Farm Bureau can help you shop around for the best policy. Since 1953, this company has been insuring individuals in Asheboro and Randleman, NC. Their insurance agents go out of their way to ensure they find the coverage that’s right for you. They offer home, car, life, and health insurance for your peace of mind. Visit their website for more information on their products, or call (336) 629-9187 for their Asheboro office or (336) 822-9573 for their Randleman location to speak to one of their experienced agents.

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