Living with crushing debt seems like a hopeless situation, especially when you’re struggling to make the minimum payments. Fortunately, a skilled bankruptcy lawyer can provide an avenue to solvency, giving you a chance to reclaim your life from debt. Depending on your situation, they could potentially have some accounts discharged completely or give you an opportunity to catch up on missed mortgage or car loan payments.

3 Ways a Bankruptcy Lawyer Will Help You Escape From Debt

Choosing the Right Program

The bankruptcy code offers borrowers two options to choose from, each designed to help in different situations. A chapter 7 bankruptcy—also known as a liquidation—lets you discharge most unsecured debts, including credit cards, medical bills, and some unpaid taxes. Chapter 7 bankruptcy, on the other hand, is designed to let struggling borrowers get their finances back on track through a court-managed repayment plan. Your bankruptcy attorney will help select the program best suited for your needs.

Getting the Full Benefits of Bankruptcy

The rules determining which debts you can get discharged are complex, and many petitioners accidentally leave out accounts that could have qualified. An attorney will ensure all your eligible debts are included so you get the maximum benefits of filing for bankruptcy.

Preventing Unnecessary Delays

Even minor errors on your petition can result in unnecessary delays and may cause your case to be thrown out. As confusing as bankruptcy can be, lawyers know everything about the process and will have the expertise to help you avoid common mistakes and get the debt relief you need.

If you’re struggling with debts you can’t repay, Mark Briden Law in Redding, CA, has the expertise to help you get a second chance. They understand how difficult it is to find assistance so they offer easy payment plans for high-quality legal service. To schedule your free in-person or phone consultation with a skilled bankruptcy lawyer, visit their website or call (530) 222-1664.