Auto insurance provides critical coverage, protecting other drivers and your own families from the consequences of auto accidents and other perils. The right auto insurance policy will be tailored to your needs, shielding you from lawsuits and providing priceless peace of mind. Fortunately, there are several ways to reduce your premiums without sacrificing coverage.
How to Get the Right Auto Insurance Policy
Before selecting an auto insurance policy, compare prices and policies from several different insurers. When researching policies, don’t neglect small regional carriers, many of whom offer competitive rates and more individualized attention to their clients.
Speak to an Agent
Online quote generators may be convenient and easy-to-use, but they only offer the most generalized results. An insurance agent can evaluate your needs and guide you toward specific policies. They can also identify any discounts you qualify for, reducing premiums even further.
Maintain a High Credit Score
In many states, your credit score has a significant impact on your auto insurance premiums. Get a free copy of your credit report and check it thoroughly for errors. Also, pay all your bills on time to stay in good standing.
Choose a Higher Deductible
The deductible is how much you pay for damages before your insurance company covers the rest. Auto insurance policies with a $1,000 deductible will usually have lower premiums. Make sure you have the funds available to cover the deductible if you do need to file a claim.
As an agent with one of the top-rated auto insurance companies in the nation, Farm Bureau of Mebane-Caudill Agency has been serving drivers throughout Alamance County for over 20 years. They dedicate themselves to providing their clients with individualized service, reliable coverage, and some of the most affordable rates in the industry. Visit their website to learn more about their auto insurance services, call (919) 563-3276 to request a quote, and follow their Facebook for news and updates.