Being involved in a car accident that results in serious injuries can leave you facing significant financial hardships. Fortunately, there are laws in place that allow you to seek compensation from the at-fault party to cover medical bills and lost wages. However, there are deadlines limiting the amount of time you have to file a lawsuit. That is why it’s in your best interest to consult an accident attorney about your legal options as soon as possible.

If you live in or around Somerset, KY, The Curt Davis Law Office will be your leading resource for advice and representation. Attorney Curt Davis has more than three decades of experience advocating on behalf of victims who have been harmed through no fault of their own. Below, he discusses how soon you should file your car accident lawsuit.

Local Accident Attorney Explains the Time Limit for Filing a Car Accident Lawsuit

Kentucky Statute of Limitations for Car Accidents

In Kentucky, when personal injuries have occurred from a car accident, the victim typically has two years from the date of the incident to file a lawsuit. Since drivers are required to carry personal injury protection, or PIP, insurance coverage, which helps cover out-of-pocket expenses in the event of an accident, a lawsuit may also be filed two years from the last date PIP benefits were paid, not to exceed four years. An exception to this is the discovery rule. This applies under certain circumstances when an injury victim was not aware of their injuries in time to meet the statute of limitations deadline for filing.

What to Consider Before You File Suit

Although you don’t want to miss your opportunity to file a lawsuit, you may wish to wait until you’ve considered a few details. For one, you may want to try and settle outside of court with the assistance of your accident attorney. Often, they can negotiate a reasonable offer with the other party’s insurance company, saving you additional filing fees, court costs, and the uncertainty of a jury verdict. In addition, it’s generally better to wait to file until you are sure of the full effects of your injury and have the most accurate evaluation of your claim. Filing too soon can prevent you from getting the amount you need for your recovery.

If you have been injured by a negligent driver, it’s imperative to contact an accident attorney right away to preserve your right to recover damages. The Curt Davis Law Office will help you navigate the technicalities of Kentucky’s personal injury law to increase your chances of a favorable outcome. Attorney Curt Davis and his team of legal professionals have an established track record of success for maximizing compensation, serving clients throughout Pulaski, Wayne, and McCreary counties. Call (606) 378-2525 to discuss your case, or visit them online for more information.