Your home is likely one of the largest investments you’ll ever make, but it’s also one of the most vulnerable to risk. Even the most well-maintained properties can be seriously damaged or destroyed by a fire, major storm, or another unforeseen event, many of which can’t be prevented. An experienced home insurance agency will provide an umbrella of protection covering several aspects of your life, including your house and personal belongings. Here is a quick overview of how a policy will benefit you.

Protection From Covered Events

Fires, blizzards, and falling trees can easily cause thousands of dollars in damages or may even destroy your home. Your homeowner’s insurance policy will cover these losses for you and may also pay for alternative living arrangements if your structure is uninhabitable while repairs are underway. Even if you’ve already paid off the house, a home insurance agency will protect the value of your asset and provide priceless peace of mind.

Compensation for Lost Belongings

In addition to protecting the structure of your house, home insurance will also compensate you for any personal property damaged in a covered event. Valuables lost to theft or vandalism are also protected, although you may need to purchase additional insurance if you have especially expensive jewelry, artwork, or electronics.

Liability Coverage

If you or a family member causes an accident, the resulting lawsuit can threaten all of your assets and your savings, even if you prevail in court. The standard home insurance policy will cover the cost of any damage if your children harm a neighbor’s property or your dog accidentally bites someone, as well as any legal expenses you incur.

If you’re looking for a seasoned home insurance agency in Fairbanks, AK, turn to the skilled team at the Dunlap Agency. For over 30 years, they have helped residents throughout the area ensure that their most valuable asset is protected. With their in-depth experience, they’ll evaluate your needs and help select a policy perfectly tailored to your financial situation. Follow their Facebook page for more tips and advice, and call (907) 456-5202  or visit their website to request a quote or schedule an appointment at this leading local home insurance agency today.