Sometimes, there are specific repairs that call for fast action. Items like leaks or other damages that need to be repaired immediately should be acted on quickly to avoid additional damages. While it’s a great idea to have an insurance policy to cover these items, it’s not always realistic. That’s where the convenience of short-term loans can help. First Check Cash Advance specializes in providing Chillicothe, OH, residents with fast and easy solutions to their immediate money needs. Here, they outline how a short-term loan can often be the answer to an urgent home repair.

There Is No Credit Check Required

Often, the loan qualification process can trip up borrowers who need quick cash for home repairs. The benefit of short-term loans is that your credit score isn’t pulled. Instead, you apply for the cash you need, and that amount, plus interest, is taken out of your account on the date of your choosing. There is no need to wait 48 hours. Simply present qualifying identification, and you can walk out with the amount you need so that you can fix your home as soon as possible.

You Only Borrow What You Need

With the larger lines of credit and loans, you can often be stuck paying them off for years. Unlike applying for a home equity line of credit, short-term loans have a fixed end date. You apply for the amount you need, whether it’s for a home emergency or another reason, and you pay back that amount, plus some interest.

If you need some extra cash for a home emergency, know that you’re not alone; many people experience cash shortages throughout their life. The professional staff at First Check Cash Advance in Chillicothe are on hand to assist you with all of your short-term loan needs. Call them today at (740) 779-9093 to speak with a friendly representative, or visit their website to learn more about their services.