McKinney, Texas
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McKinney, TX 75069
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3 Reasons to Add Liability Insurance to Your Small Business Coverage March 16, 2018

McKinney, Collin
3 Reasons to Add Liability Insurance to Your Small Business Coverage, McKinney, Texas

As a business owner, you want to protect your company. While standard coverage will help keep your organization safe, it’s not always comprehensive enough to account for certain worst-case scenarios. To this end, liability insurance buffers your investment from suits stemming from damages and injuries. Here are a few reasons to add it to your existing policies.

The Benefits of Purchasing Liability Insurance

1. Protects Your Employees

You strive to keep your customers happy. However, accidents happen, and even when your employees are doing their best, they may inadvertently damage a client’s property. Without liability coverage, you’ll be responsible for the full cost of repairs. Conversely, by investing in the product, the provider will pay for the necessary fixes if the situation arises; you’ll just have to chip in the deductible when you file a claim.

2. Covers Client & Customer Injuries

Liability InsuranceWorkers’ compensation coverage only protects your employees. If a customer or client is hurt on your property, you’ll need liability coverage to pay for their medical bills and other expenses related to the injury. Without it, you’re responsible for the full cost of their treatments out of pocket, as well as any legal fees incurred if they decide to sue you for damages.

3. Keeps Your Business Running

A single lawsuit can be enough to put a small company out of business, especially if you’re just starting out. Liability coverage will keep your organization running for years to come, even if it experiences a lawsuit. Your insurance coverage will help pay for court costs, attorney fees, and assist with the settlement should a decision be reached in the suing party’s favor.


If you want to upgrade to a more comprehensive plan, let the team at Atlantis Financial Group in McKinney, TX, help you find the right liability insurance for your growing company. Their friendly and experienced agents will work to get you the coverage you need at a price that fits your budget. Learn more about their services online and call (972) 984-2449 for a free, no-obligation quote.

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