When it comes to insurance, you’re usually concerned with acquiring adequate life or health coverage. However, what about your furry family members? While it might not be at the forefront of your needs, insurance coverage for your pet can provide peace of mind. Here, the team at Western States Insurance Group in Lovington, NM outline whether you should get insurance for your pet. 

Should I Purchase Pet Insurance?

It Provides Peace of Mind 

When it comes to caring for your older pet, it can be reassuring to have insurance coverage for them. Just like us, as our pets age, their health conditions can often get more serious. While regular health insurance covers our most serious diseases, our pets’ health isn’t under those typical plans. 

The Genetics

One way to determine whether pet insurance is a cost-effective choice for you is by researching your pet’s breed.  Certain breeds pose a higher risk for specific ailments, especially as they age, such as arthritis or hip dysplasia.  If your cat or dog’s breed often experiences issues associated with long-term or costly treatments, an insurance policy can save you money in the long run.  Before deciding whether to get pet insurance, discuss the issue with your veterinarian and the insurance provider. Certain hereditary or genetic conditions create exclusions for their coverage. 

You’ll Avoid a Large Medical Expense

If you have an older pet with a serious health condition, surgery might be required. This often means a large expense for most pet owners. While it’s ideal to have adequate savings in an emergency fund for this type of expense, it’s often unrealistic and out of reach for most people. Pet insurance bridges that gap and helps cover some of those costs.

If you’re considering whether to acquire insurance for your pet, discuss it with the qualified agents at Western States Insurance Group. They have been providing coverage for residents and businesses in Lovington, Hobbs, Lea County and the surrounding areas for years and specialize in providing individualized packages for their clients. They offer everything from auto and home to life and health insurance. Call (575) 396-1318 or visit their website for more information.