Workers' compensation coverage provides financial resources for those injured while on the job. But it is actually only one of many potential options you can pursue when a workplace injury impacts your health and ability to support yourself. Below, the lawyers at Vincent J. Criscuolo & Associates in Rochester, NY, discuss a few of these alternative options. 

Social Security

The Social Security system offers certain injured workers some ongoing financial assistance. Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two avenues to explore if your injury has caused a long-term disability. These resources are best suited to individuals who can’t work in any capacity at any job because of their workplace injury.

Personal Injury Claims

If your injury occurred at work but was the fault of a third party, you may have grounds to file a personal injury claim against the responsible individuals. Workers’ compensation only protects employers and workers from liability; parties who fall outside this scope are not covered by it. For instance, if you are a construction worker working on someone else's property and known dangers on the property cause you to become injured, you could file a personal injury claim against the property owner.

Short & Long-Term Disability

Some employers carry additional insurance coverage for their workers in the form of short- or long-term disability. Alternately, you might carry your own disability insurance. The exact terms of these types of coverage depend on your policy, but they can be helpful when workers' compensation doesn't provide sufficient resources.

If you've been injured on the job, it's important to understand all your options. Let the lawyers at Vincent Criscuolo & Associates help you learn more about the workers’ compensation choices you have. Call (585) 232-3240, visit them online, or contact them on Facebook to schedule a consultation with a member of their team.