Since filing for bankruptcy could affect your financial health for years to come, it is essential to find the right lawyer to guide you through the proceedings. You want a bankruptcy attorney who can help you explore all possible options for debt relief before settling on the one that makes the most sense. Finding quality legal counsel can be challenging, though, especially if you do not have experience hiring lawyers.
Questions to Ask a Bankruptcy Attorney During the Initial Consultation
What Portion of Your Caseload Has to Do With Bankruptcy?
When you need comprehensive legal advice, a general practice firm can be incredibly helpful. When your financial security is at stake, though, it is essential to seek a bankruptcy attorney who does not practice in more than a few areas. Firms that limit their scope of practice can provide more effective counsel because they have more experience in this type of law.
How Can I Reach You?
Once the proceedings begin, they are fairly hands-off for those declaring bankruptcy. Preparing the petition requires a little legwork on your end, though, and issues can arise at any stage along the way. If a problem comes up, will the lawyer be happy to take your call or did they tell you to contact the legal secretary instead?
Should I File for Chapter 7 or Chapter 13?
Seasoned professionals will complete detailed calculations to determine if a client is eligible for chapter 7 or chapter 13, but they should be able to speak on the subject in depth. If an attorney does not propose one or more potential debt relief strategies during the initial consultation or cannot explain eligibility requirements, it is reasonable to assume that bankruptcy is not his or her main focus.
What Is Your Fee Structure?
A firm may not provide you with an exact quote during the initial consultation, but they should be transparent about their fee structure. Fortunately, practices that offer bankruptcy help understand their clients’ financial troubles and are likely to charge reasonable fees. Some may even offer manageable payment plans.
If you want to regain your financial footing and think declaring bankruptcy could be the answer, turn to Affinity Law Group in Honolulu. Their legal team has been helping Oahu residents take back control of their lives for more than a decade. Visit their website to learn more about this locally operated firm and their experience in debt relief, or call (808) 545-4600 to schedule an initial consultation with a bankruptcy attorney today.