When shopping for home insurance quotes, agencies may ask about preventive measures you have in place. If you have a fire extinguisher and know how to use it, you can cut your insurance costs and decrease the likelihood of a large-scale fire at the same time. If you do not have an extinguisher or do not know how to use the one in your home, Cundiff & Company Insurance in Somerset, KY, describes the basics below. Though they offer protection in case of a disaster, they would prefer to protect your home and family before a situation arises. With education, you can prevent injuries and property damage.

How to Use Your Fire Extinguisher

The first step to using your fire extinguisher is to pull the pin near the top. Aiming toward the location of the fire and away from all individuals, carefully squeeze the lever of the extinguisher. This will release an inert nitrogen gas, which will normally extinguish a small fire. 

How It Can Save Your Home

Without a fire extinguisher on hand, a small fire can quickly escalate. However, by keeping a fire extinguisher on hand, the device will easily put out any small fires within an enclosed area, saving your home from disaster. 

What a Fire Extinguisher Has to Do With Your Home Insurance

Adequate home protection can lower premiums as it lowers the likelihood of filing a large claim, so having a fire extinguisher nearby can decrease home insurance costs. If you do submit a claim, your provider will want to know that you made efforts to prevent any disasters. Part of being prepared is having a fire extinguisher and other safety equipment on hand. Without it, your insurance company might deny your claim. 

If you’re interested in more ways you can protect your home, contact the insurance experts at Cundiff & Company Insurance. The qualified team specializes in helping their clients understand how to maintain safe practices to minimize home insurance claims. Call them today at (606) 679-8379 or visit their website for more information.