David City, Nebraska
594 N 4th St.
David City, NE 68632
(402) 367-3177

How to Find the Best Auto Insurance for Your New Teen Driver March 8, 2018

David City, Butler
How to Find the Best Auto Insurance for Your New Teen Driver, David City, Nebraska

When your teen gets their driver’s license, the first thing on your mind will be finding them the best auto insurance policy possible. However, for most parents, finding the best coverage for a brand-new driver can feel challenging. The team at First State Insurance Agency in David City, NE, wants to help. They explain how to go about finding the best coverage for a new driver, whether they’re heading off to college or just starting driver’s education.

Remember, Accidents Happen

Teen drivers are always more likely to get into fender benders. After all, they’re just learning how to drive and haven’t figured out the dimensions of the vehicle or mastered the rules of the road. With this increased risk of accidents, it’s important to consider getting comprehensive coverage for your teen. This way, the policy will help cover the cost of repairs, whether they’re involved in a collision with another vehicle or accidentally back into the garage door.

Ask for Discounts

Auto InsuranceAdding a new driver with minimal experience to your existing auto insurance policies will raise the annual premiums. However, there may still be a few discounts available to help offset the cost of adding a new driver. Teen drivers can qualify for good student discounts based on their GPA, and you may be eligible for a multipolicy discount after adding them to your coverage. When adding another driver, ask about available discounts.

Opt for a Cheaper Car

Rather than encouraging your teen to buy the car of their dreams, consider directing them towards a cheaper car. More affordable and older vehicles are less expensive to insure, saving you money on your monthly premiums.

If you’re looking for an affordable auto insurance policy for a new teenage driver, let the experienced agents at First State Insurance Agency help. Their friendly staff understands that insuring new drivers can be a stressful experience for parents and will help you find the most affordable and thorough coverage possible to keep your teen safe on the road. Learn more about their coverage areas online and call (402) 367-3177 for a free no-obligation insurance quote from their Beatrice, David City, or Hickman offices.

Other Announcements, Events and Deals from First State Insurance Agency
How Crop Insurance Protects You, David City, Nebraska
As a farmer,  your livelihood depends on your harvest at the end of the season. If your crops aren’t what you expected or if market prices have decreased, you might be unable to...read more
What to Do After Being Involved in a Car Accident, David City, Nebraska
Being involved in a car accident, whether it’s a fender bender or major collision, is often stressful and traumatic. The experience can leave you shaken, making it difficult to think...read more
5 Important Reasons You Need to Buy Farm Insurance, David City, Nebraska
Buying farm and crop insurance is one of the most important ways to protect yourself if your livelihood depends on the harvest. If you are not currently covered, First State Insuranc...read more
5 Surprising Factors That Affect Your Auto Insurance Rate, David City, Nebraska
When it comes to finding an auto insurance policy, you want the most affordable rate possible. However, each insurance provider you speak with may offer completely different rates an...read more
How Homeowners Insurance Protects Your Home From Spring & Summer Storms, David City, Nebraska
April, May, and June are the primary months of tornado season, and since Nebraska is part of Tornado Alley, it's important you take precautions during springtime. One of the mos...read more