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As a farmer, you know the benefit a hard day’s work can provide. You also know that the unexpected can happen without warning, and if you lack the proper protection you could risk losing what you worked so hard to achieve. Texas County Mutual Insurance understands the risk farmers face on a daily basis. That’s why they emphasize how important it is to have solid farm insurance in place, which can protect Licking, MO, farmers from common risks.

Farm Insurance: Coverage You Need to Remain Protected

Auto Insurance

Fleet policies can offer coverage for many different types of vehicles. For instance, one policy may be able to cover car and trucks used for commercial purposes, as well as vehicles intended for personal use. In terms of what is covered, these policies tend to cover the same occurrences as conventional auto insurance; that means things like damage caused by collisions, theft, and farm liability issues involving third parties will all be covered.

Livestock/Crop Insurance

Yfarm insuranceour livestock and crops make up a large portion of your farm. Accordingly, it’s important to make sure these facets are properly covered. In terms of livestock, if you suffer a loss due to things like theft, accidental shooting, or wild animal attacks, you can receive funding from your insurance policy. When it comes to crops, inclement weather can cause destruction, whiles reductions in market pricing can adversely affect a farmer’s livelihood. The right insurance policy can provide security, which is imperative when operating a farm.  

Farm Equipment Insurance

Essential equipment should also be protected by a farm insurance policy. Certain equipment is vital to well-running farm (such as tractors), and it can also be quite expensive to replace in the event of damage or breakdown. Other types of equipment used for running a farm can also be added to a policy, including office supplies used for administrative purposes.

More than a century of service means that Texas County Mutual Insurance provides clients in Licking with crucial insurance product intended to protect what matters most. Speak to an agent today about your needs by calling (573) 674-3125. You can also see a complete listing of services for yourself by visiting the website.

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