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Owning a boat can be a fun and thrilling experience. However, there are many risks that owners must be aware of, and having solid boat insurance in place can help mitigate them. Ebert Agency in Foley, AL, believes that a good insurance company will strive to ensure their clients are prepared for anything. That’s why they urge boaters to have coverage in place, which can offer a wide range of protections.

3 Ways Boat Insurance Can Protect You

1. Covers Medical Costs

boat insuranceSafety is a crucial concern for boaters and crew. However, accidents can happen and, in some cases, will lead to injuries, despite your best efforts. Liability coverage is vital, as it provides coverage for any injuries that result from a boating excursion. Some policies even offer coverage for lost income if you’re unable to work while recovering.

2. Provides Funding for Emergencies

If you’re involved in an accident on your boat, you will most likely require emergency assistance. This can include services like towing, which can be steep depending on where the accident occurs. Boat insurance offers coverage for towing, as well as other emergency services, such as fuel delivery or repair costs.

3. Offers Property Coverage

Boat insurance also protects your property. For instance, if your boat is damaged and a lot of repairs are needed to make it operational again, insurance can cover them, no matter what caused the damage in the first place. This includes accidents involving other boats, damage caused by theft or vandalism, or collisions with an object, such as a pier.

With more than nine decades of industry experience, Ebert Agency can help Foley residents protect their boat and enjoy the peace of mind that quality coverage affords. Visit their website to see the full range of products, including homeowners, auto, and boat insurance. If you’d like more information on your specific coverage needs, call (251) 943-2281 to speak with an insurance agent today.

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