The journey to find your dream home has come to an exciting end, and it’s finally time to move into your new abode. To make the transition seamless, there are several important tips first-time homeowners should consider. Mountcastle Insurance in Winston-Salem, NC, helps residents protect their property with quality and affordable homeowners insurance. The locally owned firm shares some key suggestions to implement early in the move-in phase.

4 Tips for First-Time Homeowners

1. Keep Documents Safe

Consider investing in a water and fireproof safe to store important documents, such as your home's mortgage deed. Also include all real estate documents as well as your auto, life, and homeowners insurance policies. When you need immediate access, you’ll know where to find them. As an added layer of protection, keep backup copies in a bank or safety deposit box.

2. Secure Proper Insurance Coverage

Most mortgage lenders require the purchase of homeowners insurance. If you haven’t done so, now is the time to secure coverage. Having a policy in place will provide financial protection in case your house sustains any type of damage. Instead of paying out of your pocket for repair or replacement costs, your insurance provider will pick up the tab after you pay the deductible.

3. Check All Safety & Security Systems

If your new home didn’t come with a security alarm system, strongly consider investing in one. Many homeowners insurance providers will offer a discount on premiums for having one in place. In addition, double-check all smoke detectors to ensure they’re working properly. Adding a carbon monoxide detection system is another way to keep your new home protected from dangerous gas exposure.

4. Change All Door Locks

Unfortunately, there could be spare keys floating around after you’ve moved into your new home. To be safe, change all the locks and deadbolts on front, side, and back doors. With some security systems, homeowners can also get keyless entry services so users are only able to enter with a special code. 

Congratulations on moving into your first home. Let the team at Mountcastle Insurance help you secure homeowners insurance designed for your property’s unique needs. To get started, call the Winston-Salem office at (336) 777-8500 or the Lexington location at (336) 249-4951 today. Visit the website for extensive information on policy options to protect you and your loved ones.