From minor fender benders to major accidents, any type of auto collision can be scary. After the damage is assessed, many car owners are left wondering whether to repair the vehicle or replace it with a new one. The decision can be daunting, so here are a couple of considerations to keep in mind to help make the right choice. 

Terms of Insurance Policy

Let the terms of the insurance policy be your guide when deciding whether to repair or replace the car after an auto collision. The policy should outline whether collision repair costs are covered. You might need to look at the fine print to see whether original equipment manufacturer or aftermarket replacement parts will be used and if a car rental is provided while waiting for the repairs. If the policy does not include these services, paying for repairs out of pocket might be more expensive than buying a new car. 

Severity of the Damage

Even if insurance covers the cost of repairs, the severity of the damage should still factor into the debate. When consulting an auto mechanic, they should let you know the scope of repairs and how long each service will take. Replacing a broken headlight and damaged windshield are fairly simple tasks to complete in a short time frame, whereas it could take months to provide the necessary mechanical and auto body repairs on a totaled vehicle. Think about how long you can live without the car when deciding whether or not it’s worth repairing. 

If you’ve recently gotten into an auto collision or need a few repairs to fix routine wear and tear, leave it to the team at Autoworks Collision Center in Rockford, MN, to restore your vehicle to its former condition. The auto experts are known throughout Wright and Hennepin counties for their quality services, fair pricing, and customer commitment. To schedule a service appointment, call (763) 477-6653 today, or visit the auto shop online to see a gallery of their work.