If you have fallen behind on your mortgage payments, you may be at risk of facing foreclosure. This process allows a lender to sell your home and repay the loan. To fight it, you’ll need to work with a qualified lawyer. They will help you take the necessary steps to avoid losing your house. Here are a few situations in which it pays to hire a foreclosure attorney.
When Should I Hire a Foreclosure Attorney?
If You Have a Viable Defense
If you think you have a solid defense against foreclosure, an attorney will help you fight the issue in court. For instance, if the lender didn’t follow the proper foreclosure procedures in your state, there may be grounds for dismissal. You may also be able to fight this legal proceeding if your lender made an error with your account, such as failing to credit payments or charging unreasonable fees.
When You Need Assistance With a Loan Modification
An attorney can be of considerable assistance if the bank is stalling the loan modification you requested. They will help you modify your loan so your payments are more affordable. A lawyer will also ensure the conditions of the modification are fair and in your best interest.
If You’re in the Military
If you are an active military member, you are entitled to special protections against foreclosure under the Servicemembers Civil Relief Act (SCRA). However, the SCRA is difficult to understand if you don’t have a legal background. A lawyer can educate you on this law and ensure your lender follows it.
If you want to hire a foreclosure attorney, contact Bueker Law Firm in Stuttgart, AR. They have more than 14 years of experience in bankruptcy, foreclosure, and repossession, as well as a mission to provide their clients with attentive care and personalized service. Call them at (870) 673-1313 or visit their website today for more information.