Mount Healthy, Ohio
7404 Hamilton Ave
Cincinnati, OH 45231
513-522-6300

3 Reasons You Should Never Skimp on Auto Insurance February 22, 2018

Mount Healthy, Mount Healthy
3 Reasons You Should Never Skimp on Auto Insurance , Mount Healthy, Ohio

As a driver, insurance is a necessity, but it can be a challenge to find the right policy when you're on a tight budget. While you may be tempted to choose a plan that only meets the minimum requirements, doing so can cause serious financial ramifications. Take a closer look at why you should never skimp on auto insurance below.

3 Factors to Consider When Selecting an Auto Insurance Policy

1. Medical Bills

One of the most valuable aspects of any auto policy is personal injury protection. This area of coverage is designed to cover the costs of any injuries you or your passengers receive in an accident. Without enough protection, you risk not having your medical expenses covered if the other driver doesn't have enough liability insurance.

2. Liability Claims

auto InsuranceLiability coverage is another aspect of your auto insurance you don't want to skimp on. Liability is legally required by law to protect other drivers, but the minimum requirements aren't usually enough to cover realistic costs. If you're deemed responsible for an accident, the other parties can sue you for damages, including medical bills, that may exceed your policy's limit. In this type of situation, you could end up paying a substantial amount of money out-of-pocket.

3. Transportation

If your vehicle is paid off, you're not required to carry collision coverage. However, if you choose to skimp on this aspect of your policy, you can lose your primary form of transportation. Collision coverage helps pay for repairs or the depreciated value if it's totaled. Without it, you'd be forced to pay those costs out-of-pocket in the event of an accident deemed your fault.

 

To ensure you don't skimp on your auto insurance, work with an insurance agency that takes the time to understand your needs. Located in Cincinnati, OH, Ohio Insurance Center Agency is dedicated to providing exceptional, personalized service to each of their clients. As an independent agency, they can provide a large range of options to ensure you find a policy to suit your circumstances. Request your free insurance quote by calling (513) 522-6300 or contact them online.

Other Announcements, Events and Deals from Ohio Insurance Center Agency
4 Remodeling Projects That Could Affect Homeowners Insurance, Mount Healthy, Ohio
Home insurance guards your property against damage to its structure and contents due to fire, storm, falling objects, vandalism, and more. It also offers personal liability coverage ...read more
What Auto Insurance Do Rideshare Drivers Need?, Mount Healthy, Ohio
The number of adults who use ride-sharing has more than doubled from 15% in 2015 to 36% in 2018. As the demand continues to increase and the “gig economy” grows, more people are earn...read more
The Top 3 Reasons to Purchase Motorcycle Insurance, Mount Healthy, Ohio
There are few activities as exhilarating as roaring down the highway on your motorcycle. Their speed and maneuverability offer a sense of freedom you can't often achieve through...read more
How Long Will a Car Insurance Claim Affect My Premium?, Mount Healthy, Ohio
Auto insurers have determined that policyholders who are involved in one accident are more likely to get into another in the future. As such, you can expect your car insura...read more
3 Factors That Cause Auto Insurance Companies to Raise Rates, Mount Healthy, Ohio
Auto insurance companies consider a variety of factors, such as driving history, credit score, and where you live, when calculating your insurance rates. In recent years, the cost an...read more