Although experience definitely matters when choosing home improvement contractors, making sure the company is bonded and insured should top your priority list. Both certificates protect the client from legal and financial responsibility as well as additional headaches if problems arise during or after the project. Below are the top three reasons to only hire a fully bonded and insured home improvement company. 

3 Reasons the Home Improvement Company You Hire Should Be Bonded & Insured 

You’ll Have a Safety Net If There Are Major Problems

When you work with a bonded home improvement company, it means you are protected from financial obligations if contractors fail to live up to their end of the service agreement. A bond typically comes in handy in situations where the company neglects to pay for permit fees, materials, or the services of subcontractors. If the job isn’t completed to your standards or at all, a bond also covers project repairs and replacement costs. 

You Won’t Be Held Responsible for Work-Related Injuries

There’s always the possibility of injury when working on a home improvement project. If anyone gets hurt during the job, the company should have workers' compensation coverage for employees. Regardless of the injury, the insurance pays for the person’s medical treatments and additional accident-related costs, so you won’t be held responsible.

You Won’t Have to Pay for Property Damage

Although contractors will adhere to best practices to prevent property damage, accidents can still happen while they’re working. In addition to being bonded, the home improvement company should also have general liability insurance. The coverage pays the cost of replacing any possessions the workers accidentally damage.  

If you are about to embark on a home improvement project, reach out to Gateway Exteriors in Wentzville, MO, to help. From making more space for the family with a room addition to breathing new life into the backyard with a custom deck, the talented contractors will listen to your needs to do everything possible to boost home resale value, comfort, and appeal. To schedule a consultation in St. Charles County, call (636) 327-8609. Visit the company online, and follow them on Facebook to see pictures of their work.