Dothan, Alabama
1455 Westgate Pkwy
Dothan, AL 36303
(334) 712-0777

5 Ways to Reduce Your Car Insurance Costs February 23, 2018

Dothan, Houston
5 Ways to Reduce Your Car Insurance Costs , Dothan, Alabama

Contrary to what many believe, quality car insurance doesn’t have to cost a great deal of money. According to the professionals at Aaron Insurance Agency, there are several ways you can secure significant savings on your coverage and remain adequately protected. For more than 15 years, they have been helping the residents of Dothan, AL, find high-caliber products at competitive rates from some of the industry’s most reliable providers. Below, they go over a few ways to reduce your car insurance rates. 

How to Lower Your Car Insurance Premium

1. Maintain a Clean Driving Record

While moving violations and at-fault accidents are likely to have a negative impact on the price of car insurance, a clean driving record will have the opposite effect. If you prove yourself to be a safe driver, there’s a good chance you will be rewarded with reduced rates.

2. Set a Higher Deductible

Every car insurance policy has a deductible that the insured is responsible for paying out of pocket if they need to file a claim. Setting your deductible higher will lower your premium, but it’s essential to ensure it’s an amount you can afford if you have an accident.

3. Bundle Your Policies

car insuranceBundling more than one insurance policy with the same provider can earn you considerable savings. Purchasing coverage for your car, home, life, and recreational vehicles from the same insurer will typically give you the opportunity to receive a multipolicy discount.

4. Improve Your Credit Score

It’s not uncommon for insurance providers to use credit information to help assess the risk of drivers. They generally view those with good credit scores as less likely to file a claim and offer them a discounted premium as a result. Thus, it’s vital to keep your credit rating as high as possible.

5. Ask Your Agent About Other Discounts

Many insurance companies offer discounts to those who are eligible. Though it varies from provider to provider, you might be able to get a discount for having safety features on your vehicle, taking a driver’s safety course, or driving a low number of miles. Your agent will be able to tell you what you qualify for.

It’s also important to review your policy annually to make sure you’re getting the best deal possible on your car insurance. Rates are constantly changing, which means there is always a potential for you to receive a better quote than what you’re currently paying for coverage. Aaron Insurance Agency will make the shopping process much easier by helping you carefully evaluate your needs and compare rates from different providers. Call them today at (334) 712-0777 or visit their website to request a quote.

Other Announcements, Events and Deals from Aaron Insurance Agency
Check Auto Insurance Rates Before You Buy That New Car, Dothan, Alabama
With New Year’s Day in the rearview, you’ve had time to brush up on all the latest vehicle models. And to make purchasing a new car even more tempting, you may be receiving a more
Frequently Asked Questions About RV Insurance, Dothan, Alabama
Owning an RV is a lifelong dream for many people, giving them the freedom to explore without giving up the comforts of home. However, buying a motorhome does come with a steep more
3 Tips to Prepare Your RV for Winter, Dothan, Alabama
Now that cold weather is almost here, you may be considering putting your RV away until spring. There are a few important steps you can take in this case, from properly storing your more
How Much Car Insurance Coverage Do You Need?, Dothan, Alabama
One of the most common questions insurance agents face from clients is, "How much car insurance do I need?" Although the question is simple, the answer is more complicated. It more
3 Reasons to Purchase Renters Insurance, Dothan, Alabama
Regardless of whether you rent or own your home, having adequate insurance protection is important. Should disaster strike, this can make all of the difference in your ability to more