Mebane, North Carolina
209 N Third St.
Mebane, NC 27302
(919) 563-3276

A Beginner's Guide to Umbrella Insurance February 24, 2018

Mebane, Alamance
A Beginner's Guide to Umbrella Insurance, Mebane, North Carolina

When it comes to insurance protection, the more the better. Umbrella insurance can increase your level of security by picking up where other policies fall short, which may save you from exorbitant expenses down the road. Farm Bureau of Mebane-Caudill Agency provides clients in North Carolina with this and many other products aimed at safeguarding what matters most in life. Here, they share some information on this policy to help you decide what’s right for you. 

What Is Umbrella Insurance?

With your standard policies—such as home and auto insurance—there are limitations to how much coverage you’ll receive. In this case, umbrella insurance fills in the gaps of coverage limits to ensure you remain protected no matter what occurs. It also affords coverage for situations that might not be included in traditional insurance policies.

In terms of what is covered, there are many different areas where an umbrella policy applies. For instance, should your dog break free from your home and injure another person, an umbrella policy would provide coverage for medical bills stemming from the injuries sustained and any legal costs you incur. These policies also provide funding for damage to property, premise liability claims arising from any property you own, and legal costs if you’re sued for libel or slander.

Should You Get It?

insurancePeople with many assets are encouraged to implement an umbrella policy. It’s also recommended if you face a higher risk of legal actions. This includes people who own dogs, have swimming pools on their property, or keep guns in the home. An insurance agent can help you assess your level of risk to determine whether an umbrella policy is right for you.

With two decades of experience, the team at Farm Bureau of Mebane-Caudill Agency helps residents in Alamance County find coverage catered to their individual needs. If you’re interested in an umbrella insurance policy, call (919) 563-3276 to schedule an appointment with a Mebane agent. Learn more about their list of services by visiting the website

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