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A speeding ticket might not seem all that serious, especially when compared to other traffic violations like driving under the influence or leaving the scene of an accident; however, paying the fine—which essentially means you are admitting fault—can have repercussions. Below, the strategic legal team at Hill & Hovis in High Point, NC, explains why they often advise clients to fight speeding tickets.

DMV Points

speeding ticketIn North Carolina, moving violations can result in points against the offender’s driver’s license. If you accumulate a certain amount of points within a specific period, it can lead to a license suspension. More serious charges, like aggressive driving, are worth several points, while lesser offenses, such as littering, are worth just one. Since several less serious offenses can add up, however, it’s wise to fight a speeding ticket, even if the violation seems minor.

If you accumulate more than 12 points within a three-year period, you can expect to face a license suspension. The precise point value of a speeding violation will depend on how fast you were going. For example, those who are traveling less than 10 mph over the posted limit—when it is less than 55—will receive two points. Speeding in a school zone, on the other hand, is worth three points, as is speeding when the posted limit is more than 55 mph.

Insurance Points

Insurance providers in the state of North Carolina rely on a points system called the Safe Driver Incentive Plan (SDIP) to determine premiums for individual policyholders. Established in 1957, SDIP ultimately aims to promote safe driving. This program is similar to the Department of Motor Vehicles points system in that every moving violation, including speeding, is worth a certain number of points. Instead of facing penalties for points accrued, however, motorists can expect to pay more for liability coverage. The more points you accumulate, the higher your rates will be.

If you receive a speeding ticket and want to fight it, turn to Hill & Hovis in High Point for quality legal representation. With over 60 years of combined experience, they’ll devise a strategy for disputing the violation to keep points off of your driver’s license. You can learn more about the firm’s expertise in traffic law by visiting their website, or call (336) 883-6000 today to schedule a consultation. 

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