Central Business District, Ohio
806 Main St
Cincinnati, OH 45202
513-721-3915

A Simple Guide to SR-22 Insurance February 20, 2018

Central Business District, Cincinnati
A Simple Guide to SR-22 Insurance, Cincinnati, Ohio

There are a number of reasons you may be required to carry SR-22 insurance, from speeding tickets to accidents and other types of moving violations. Unfortunately, there are a lot of misconceptions surrounding this coverage. So you feel confident about securing a policy, read some facts about it below. 

3 Things You Should Know About SR-22 Insurance

1. It’s Not Insurance—It’s a Certificate

sr-22 insuranceDespite being referred to as insurance, it’s actually a certificate that acts more as proof of insurance. Your provider files the certificate with the state verifying you have the required insurance coverage. If a judge orders you to add SR-22 to your policy, you’ll simply call your provider and have them add it.

2. The Certificate Is Temporary

Provided you don’t have any more violations, your SR-22 won’t last forever. In most cases, you can drop it after three years, as by this time any violations will have fallen off a driving record. Though, this depends on the circumstances surrounding the initial violation. 

3. Your Insurance Rates May Go Up

Many people wrongly perceive SR-22 insurance as expensive. In reality, you simply pay a $25 filing fee to your provider. Your insurance rates, however, may go up following a violation. This too is temporary. Once you no longer need the SR-22 and your driving record is clean, the rates will drop.

 

Needing SR-22 insurance is a temporary situation. If you don’t already have an auto insurance policy, however, you’ll need to obtain a quote that includes SR-22 from a provider. Bob Shropshire Bail Bonds in Cincinnati, OH, can provide you with a free quote for low-rate insurance. They also have a driving school, which can get up to two points removed from your license. Visit their website for more information, or call (513) 721-3915 to discuss your needs today. 

Other Announcements, Events and Deals from Bob Shropshire Bail Bonds
4 FAQs About SR-22 Insurance & Why You Might Need It, Cincinnati, Ohio
SR-22 certificates, also referred to as SR-22 insurance, are a means of fulfilling vehicular insurance requirements for those who have had their licenses suspended. Precisely wh...read more
5 Factors That Impact Auto Insurance Coverage Rates, Cincinnati, Ohio
Today, drivers may be less inclined to “shop around” in regards to auto insurance coverage. Researching policies from assorted carriers is one of the best ways to lower your mon...read more
A Brief Guide to Posting Bail, Cincinnati, Ohio
When a person is arrested, they can be released from jail if they post bail. Without this optional service, individuals may remain incarcerated for an unprecedented amount of time aw...read more
3 Facts You Need to Know About Bail Forfeiture, Cincinnati, Ohio
Unless you’ve been in hot water with the law before, it’s likely that you have little or no idea what bail entails from start to finish. While most people know that a bail bond is an...read more