Auto accidents can be extremely confusing and frightening, even if no one was hurt. However, in the initial aftermath of a crash, it’s important to keep your head and collect the information your auto insurance provider will need later. If you’ve been involved in an auto accident, the following steps will help smooth out the process of filing a claim.
4 Steps to Take After an Auto Accident
1. Check for Injuries
Before concerning yourself with damage to your car, check on all of your passengers as well as those of the other vehicle. If anyone is seriously hurt, ensuring they receive prompt medical attention should be the first priority. Because some injuries don’t present symptoms until much later, everyone involved should see a doctor as soon as they’re allowed to leave the scene of the accident.
2. Call the Police
A written police report can be a powerful piece of evidence if the other driver’s auto insurance company disputes liability for your damages. Before leaving the scene, ask to review the police report to make sure it accurately reflects the circumstances of your accident.
3. Exchange Insurance Information
Filing a claim will be much easier if you have the other driver’s contact information, auto insurance provider, policy number, and license plate number. They’ll likely require the same information from you. Remember to be polite and cordial, but do not discuss the accident or make any statements that could be considered an admission of guilt.
4. Speak to Your Insurance Agent
Your insurance carrier should be notified about the accident as soon as possible. Your insurance agent will help guide you through the process of filing a claim and explain the benefits your policy provides.
As an independent insurance agency serving Fairfield, OH, Lighthouse Agency Inc., is completely dedicated to the well-being of their clients. Because they work for you, not the insurance companies, you can always be confident that they’ll help you choose the best home, renter’s, and auto insurance policies for your situation. To learn more about their services and to request a free car insurance quote, visit their website or call (513) 860-9100 today.