The sudden nature of disability can leave many feeling unprepared for how to embrace the next chapter of their lives—especially if their condition leaves them unable to work. Fortunately, the United States government offers assistance to those who qualify through Social Security disability benefits. If you or a loved one are curious about receiving these benefits, David W. Kapor & Associates, a Social Security law firm in Cincinnati, OH, highlights a few things to know before applying.

5 Important Things to Know About Social Security Disability

1. The Government Has Strict Requirements  

As a need-based program, Social Security Disability Insurance has very strict requirements for eligibility. Specifically, individuals must have a verifiable condition that is estimated to last a year or longer and prevent them from working.

2. The Approval Process Takes Time

The Social Security Administration encourages citizens to file for benefits as soon as they become disabled, as it can take up to five months to make a decision. During this process, the agency will review your medical records, personal identification, and work history. If initial benefits are denied, applicants will have to commit more time to appeal.

3. Benefits Will Not Be the Same as Previous Income

While disability benefits are designed to cover expenses while an individual is out of work, the total amount of funds will not be the same as previous income. However, some applicants might qualify for supplemental benefits if they meet low-income requirements.

4. Reviews Are Required

Once applicants are approved for benefits, they will not be able to maintain their status indefinitely. Depending on the extent of the condition, the government might require periodic reviews every one to three years.

5. Benefits Change at Retirement

Once a recipient reaches 65 years of age, the classification of benefits will change from Social Security disability to retirement. While the status of the benefit changes, however, the payment amount remains the same.

Although the Social Security disability benefits can be a relief to those in need, applying and receiving these funds is not necessarily easy. That’s why the lawyers at David W. Kapor & Associates make it their mission to streamline the process. From first-time applications to appeals, these Social Security attorneys will review your case in-depth and work on your behalf to improve chances of approval. You can learn more about their services online or by calling (513) 721-2820 today.