Congested parking lots are common places for fender benders and other minor accidents. Knowing what to do if you’re involved in such an accident is important to how the aftermath will play out. The seasoned agents at CIS Insurance in Dumas, TX, provide their clients the guidance they need to protect themselves. To ensure the best possible outcome, the trusted insurance company offers a few tips on how to handle the situation.
How Your Insurance Company Wants You to Handle Incidents
1. Stay Put
If you hit another vehicle and the driver is not present, it may be tempting to leave the scene—especially if the damage is minor. However, doing so can result in legal reprisal against you if someone witnesses the accident and informs the driver. You could be faced with hit and run charges, which are far more serious an offense than simply reporting the accident to your insurance company.
2. Take Pictures
It’s also a good idea to take pictures at the scene. Damage to your vehicle or proof of hazardous conditions can go a long way if you choose to submit an accident claim. Photos can also clear you of negligence if the other driver believes you were at fault, which is often difficult to determine. You can also jot down a few notes about what occurred, such as the time of day, if there were any witnesses, and where each vehicle was positioned, to record the events while they’re still fresh in your mind.
3. Notify the Authorities
In many cases, notifying the local authorities is recommended if you’re involved in an accident with another driver. When law enforcement arrives on the scene, they create an accident report, which details the crash and any events that led up to it. Accident reports can be very helpful when determining fault, as they are considered the unbiased version of what transpired.
Protect yourself against such worst-case scenarios. CIS Insurance offers local clients a wide range of products to safeguard you and your investments. Discuss your needs with one of their helpful agents, and they’ll help you find a plan that best suits your needs and budget. Schedule an appointment with the insurance company today by calling (806) 935-6512 or reaching out online.