It only takes a single mistake to cause an auto accident. Whether you tried to turn too quickly or didn’t see a stop sign, even relatively minor crashes can result in major medical expenses and leave you unable to work. Fortunately, depending on the insurance policy you have, your car accident attorney may be able to file a claim even if your actions caused the incident.

Collecting Damages When You’re at Fault

Many states, including Massachusetts, require drivers to carry Personal Injury Protection (PIP), which covers medical expenses in an accident you cause. If you live in a state with an “at-fault” policy, you can file a claim against your own insurance company. However, if your medical expenses exceed the limits on your plan, you probably won’t be able to sue the carrier or the other driver for damages.

While PIP coverage isn’t required in many other states, you may still be able to purchase it as part of your policy. In addition to covering your medical expenses, PIP will also pay for lost wages and other losses typically included in personal injury settlements, up to the limits of your plan. When shopping for auto insurance, consider protecting yourself as well as other drivers on the road.

How a Car Accident Attorney Can Help

Unfortunately, filing a claim for your medical expenses can be quite complex, especially if your insurer attempts to deny valid claims. By representing your interests and dealing directly with your insurer, a car accident attorney will take the stress out of the process and negotiate on your behalf to secure the best possible outcome.

If you’ve been involved in a crash in Boston, MA, the car accident attorneys at Bellotti Law Group, PC, will provide the legal guidance and effective representation you need. They take the time to fully understand your situation and offer tailored legal solutions to every client. To discuss the incident and schedule a consultation, visit their website or call their offices at (617) 778-1000 today.