With its freezing temperatures, winter can create dangerous situations at home. Having a reliable home insurance policy in place is a strong, proactive measure in case accidents do occur. However, there are several steps you can take to prevent hazards during the cold season and keep your family safe.
4 Winter Tips to Keep Homes Safe
To keep plumbing from freezing, wrap insulation around the pipes. This will keep them consistently warm when the temperatures drop. Have a plumber check for rust spots, leaks, and cracks, so the necessary repairs can be done. Locate your home's water shutoff valve in case you need to turn it off during an emergency situation. Standard home insurance policies will pay for damages caused by plumbing accidents.
Take the time to trim back tree branches to prevent them from damaging roofs and other property structures. Brisk winter winds can also cause branches to fall on power lines, which can lead to electricity outages. An experienced tree trimmer is a good source for the safe removal of risky branches.
3. Roofs & Gutters
The winter season is notorious for exposing undiagnosed problems in roofs and gutters. Have both structures inspected for leaks, weak spots, and other signs of damage. Remove leaves, rocks, twigs and other debris from gutters to ensure snow and ice can easily flow away from your home. The good news is, most home insurance policies will cover roof damage in the event damage does still occur, even with preventative care.
4. Space Heaters
To prevent fires, take extra precautions when using space heaters. Turn off the units when you leave the room, house, and when you're asleep. Keep the space heaters at least three feet away from curtains, furniture, and other items that can catch fire. Also, strongly consider investing in a unit with an automatic shut-off valve to minimize the risks of an emergency.
As the premier provider of home insurance policies in Charles Town, WV, Jones Insurance Agency - Nationwide Insurance wants to help keep you and your loved ones safe all year long. If you're in the market for new coverage, or you want to get your existing policy reviewed, they would be happy to assist you. Give them a call today at (304) 725-3434 to schedule an appointment, and visit their website for extensive information on their policy options.