Have you recently been the at-fault driver in a car accident? If so, your state may require you to obtain SR22 insurance to get back out on the road. While many people assume this type of coverage is the same as regular auto insurance, they are mistaken. 1^st Choice Insurance provides quality insurance products, including high-risk insurance, to their Fairfield, OH. Below, they’ve outlined exactly what SR22 insurance is and how it can help you improve your driving record. 

A Guide to SR22 Insurance

What Is It?

While many drivers think that SR22 insurance is coverage by itself, it is actually a certificate your insurance company provides to your state DMV. This certificate is proof that you have the minimum amount of liability insurance. You will need to maintain this coverage for as long as the court mandates it.

Am I Fully Covered With SR22 Insurance?

You will be required to acquire high-risk auto insurance in addition to your SR22 coverage. These rates tend to be higher than those of drivers without incidents on their records. However, after the court-required amount of time has passed, you will be allowed to continue with regular auto insurance. 

How Can an Insurance Agent Help Me?

By hiring a qualified insurance agent to assist you, you will be assured that all required documents are properly filed with your state DMV. Your agent will work with you to make sure you have a clear understanding of all court expectations while you maintain SR22 insurance coverage. 

If you need a trusted car insurance quote or have been mandated by your state DMV to obtain SR22 insurance, call 1^st Choice Insurance. They specialize in handling high-risk insurance and getting their drivers back behind the wheel. Call them today at (513) 860-0666 or visit their website for more information.