Adding a teen driver to your car insurance policy can dramatically raise your monthly premiums, with some parents paying 80% or more to ensure their children are adequately covered. While purchasing an older vehicle for your kid to drive may initially reduce some of your car insurance costs, you might be better off choosing a late-model with more advanced safety features. Not only are they less expensive to insure, but they also protect your loved one if they are involved in an accident.

Must-Have Safety Features for Your Teen Driver 

1. Anti-Lock Brakes

Anti-lock brakes, which are mandatory on newer vehicles, allow drivers to maintain control on wet or slick roads. If you’re considering buying an older car for your teenager to drive, this feature can help them avoid potentially serious accidents.

2. Electronic Stability Control

ESC monitors your car’s performance and makes minor braking adjustments during dramatic maneuvers to help you keep control. This feature is now federally mandated for all new vehicles, so if you’re considering buying an older car, make sure it has Electronic Stability Control.

3. A Communications System

GM, Hyundai, and many other vehicle manufacturers offer telematics system that will automatically notify a help center and send emergency services if they sense an accident. If the car you’re considering doesn’t have a built-in communication system, there are a variety of high-quality aftermarket devices that will provide such peace of mind.

4. Collision Warning

A forward collision warning system can help your teen avoid rear-ending other drivers or hitting obstacles. When they get too close to another car, the vehicle will send a warning or may even apply the brakes automatically to prevent a crash.

Since 1986, Dunlap Agency, Inc. has been helping Fairbanks, AK, drivers get the car insurance they need at rates they can afford. As independent agents, they work with many of the country’s top carriers, giving them a broad variety of high-quality products to choose from. Visit their website to learn more about their car insurance services and call (907) 456-5202 to request a quote. For more tips, news, and updates, follow the agency on Facebook.