New York, New York
81-14 34th Ave., Suite #4
Jackson Heights, NY 11372
(212) 461-4048

Are Water & Flood Damage Restoration Covered By Homeowners Insurance? January 4, 2018

New York, Queens
Are Water & Flood Damage Restoration Covered By Homeowners Insurance?, New York, New York

If you’re a homeowner, your house is probably one of your most valuable assets. Protecting it with homeowners insurance is extremely important, but does your insurance cover everything you need it to? Water and flood damage restoration can be costly, so when your home experiences water damage, you need to know if your insurance company will pick up the tab. Below, North Eastern Cleaning & Restoration, of Jackson Heights, NY, shares some helpful information about what most companies offer and how to get the help you need.

Water vs. Flood Damage

Water damage in yourFlood Damage Restoration home can be caused by something external, like excessive rain, mudslides, or a nearby water source overflowing, or it can be caused by something from inside your home. Most insurance companies will cover a percentage of indoor water damage. However, you may need to get separate flood insurance to protect your home from weather-related water issues.

Officially, your damage will not classify as flood damage restoration if the water has not touched the ground before it enters your home. If your water damage comes from a broken pipe, a leaking roof, malfunctioning appliances, or even condensation runoff from your HVAC system, your homeowners insurance should cover any resulting damage.

Mold Removal

With any kind of water damage, you could end up with the added potential problem of mold and mildew growth. If moisture is removed quickly enough, you won’t have to worry about this extra cleanup. Whether insurance covers mold also depends on its source. If a burst pipe is covered by insurance, the claim payment should cover any resulting issues like mold. If it’s caused by weather-related flooding, it may be covered by your flood insurance. Either way, it’s important to get mold remediation as soon as possible to minimize the damage.

Whether you need flood damage restoration, mold remediation, or other home restoration services, North Eastern Cleaning & Restoration can provide the help you need. For over 15 years, they’ve provided all of New York City and Long Island homeowners with peace of mind after they’ve experienced disastrous damage. They even offer moving assistance and snow removal. Contact them today at (212) 461-4048, or visit their website to learn more.

Other Announcements, Events and Deals from North Eastern Cleaning & Restoration
3 Worthwhile Reasons to Hire a Moving Service for Your Next Relocation, New York, New York
Whether you’re relocating to a larger office or starting a new life across the country, moving can be a time-consuming, labor-intensive, stressful process. In the midst of more
3 Items That Require Climate-Controlled Storage, New York, New York
There are many reasons to put some belongings in storage temporarily. A moving service helps you relocate your items and keep them safe en route. But if you want to make sure more
5 Benefits of a Commercial Cleaning Service for Your Business, New York, New York
You have plenty to do as an owner or manager of a business, and spending hours cleaning should not be one of them. Taking advantage of a commercial cleaning service is well worth it more
Flood Damage Restoration Experts Explain 5 Causes of Water Damage, New York, New York
Discovering water damage indoors is a problem many homeowners could face. While most people associate water damage with floods, there are many ways a home incurs more