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Those who can’t cover health care costs on their own, can rely on government assistance. Understanding the difference between programs like Medicare and Medicaid will help you get the right service for your needs. However, it’s often complex to navigate between the two, and many turn to the expertise and guidance of a seasoned attorney. For residents of Honolulu, HI, the Law Offices of Neil T. Nakamura & Associates offers assistance on issues such as these. Here, they provide some insight into what sets these options apart.

What Is Medicare?

attorneyMedicare is a type of insurance that’s used by people over a certain age to cover medical costs. During the course of one’s work history, fees are paid into a trust, and that money becomes available when the person turns 65.

Under certain circumstances, younger individuals might also be eligible for this insurance coverage, particularly if they are disabled. As a government program, Medicare is overseen by federal rules and regulations. Further, patients are typically responsible for some portion of the cost.

What Is Medicaid?

Unlike Medicare, Medicaid eligibility is not based on one’s age. Instead, this program caters to impoverished individuals who are unable to afford the services they need. While in some cases participants are responsible for a small fee to cover the copay, in most situations, medical services come free of charge.

Though the state and local authorities oversee the program, federal regulations apply. Hopefuls must first qualify for benefits before receiving assistance. Income is a deciding factor, as only those living below the poverty line are deemed eligible.

Interested in learning more about your options? Turn to the helpful attorneys at the Law Offices of Neil T. Nakamura & Associates. With a reputation for providing skilled legal advice on a range of topics, the team has been offering a personalized and client-centric approach for over 43 years. Call (808) 945-7645 today to schedule a consultation with a skilled and caring attorney.

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