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Most of the time, you go through your daily routine without thinking about getting into a car accident or being diagnosed with an illness. However, if the worst were to happen, do you have the insurance necessary to protect you and your finances? For more than 60 years, the residents of Mebane, NC, have gone to Farm Bureau of Mebane-Caudill Agency for reliable and comprehensive insurance policies that give them peace of mind. Their insurance agents explain the top options to have. 

Insurance Policies Everyone Should Have

1. Life Insurance

insuranceA family with dependent children wouldn’t be able to pay for more than a few months of their current living situation before having financial trouble. Insurance experts recommend getting a life insurance policy that is 10 times more than the individual’s yearly income. Large costs, such as mortgages and college tuitions, need to be considered in the policy’s sum as well. Since everyone’s financial situation is different, speak with an agent who will tailor the policy to fit your needs.

2. Health Insurance

One major illness could cause bankruptcy. You should not only obtain health insurance, but also purchase more than enough coverage. Opt for health insurance through your employer if you can. If you’re self-employed, compare rates and coverage with health insurance providers before settling on a policy.

3. Auto Insurance

Even if you live in a state that doesn’t require auto insurance, you’ll still be financially liable if you’re at fault for an accident. Depending on the circumstances of an accident, you might have to purchase a new car, pay for damages to any other cars involved, and deal with legal fees if you’re sued for personal injuries. Auto insurance provides various levels of financial protection in case an accident happens. 

Do you need help setting up an insurance policy? Give Farm Bureau of Mebane-Caudill Agency a call at (919) 563-3276. From auto to homeowners insurance, they will provide customized policies to give you peace of mind. They also offer a confidential, free insurance review when you’re facing a new life decision, such as buying a house, adding a new driver, or retiring. Visit them online to learn more about their services.

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