Spring is a time for renewal, so if you have been living under an unmanageable debt burden, consider filing for a Chapter 7 bankruptcy. Many people worry about the ramifications of going bankrupt, but sometimes it’s the only mechanism offering a fresh start on life and an end to creditor harassment. The legal document preparation specialists at We The People of NY will walk you through the entire filing process, providing the easiest and most affordable solution to your financial challenges.

Often, due to a job loss or other change in life circumstances, people find themselves in a financially untenable situation. Chapter 7 bankruptcy programs are designed to alleviate the pressure on people who face financial difficulty and are not currently able to pay off their debts. Under a Chapter 7, the court will discharge most, if not all of your debts. Government guaranteed student loans and debts owed to the government such as back taxes are generally not dischargeable in bankruptcy. Filing for Chapter often is the best arrangement for most people, and the most popular bankruptcy option available.

Most people choose to file “pro se,” which means “without a lawyer.” A “bankruptcy petition preparer,” like We The People of NY, are non-lawyer who provide assistance by preparing the bankruptcy petition documents to the meet the high standards of the Federal Bankruptcy Court. With their experience, you can navigate this complex and stressful legal process with confidence.

Visit We The People of NY online to learn more about their extensive range of document preparation services, including divorce and bankruptcy proceedings, or call (212) 633-2200 now with any questions.