Buying business coverage can be a complicated process if you're not sure what exactly to look for in a policy. But, asking the right questions can guide you in the right direction to make sure you're purchasing the best coverage for your needs and budget. The insurance agents at Jenkins & Bevan Insurance have helped the Amherst, OH, community with business coverage for more than 35 years. Here, they share their answers to some common questions.

4 Questions to Ask Before Choosing Business Coverage

1. What Type of Coverage Do I Need?

Because there are so many coverage options out there, having a professional explain what best works for you and your business is key to finding the right plan. Go over your wants and needs and ask what type of policy is needed. Do you need liability insurance? Are there other types of protection? Because this answer can vary, it's important to talk to someone who understands your field of work. 

2. Can It Grow as My Business Grows?

Most business owners plan to grow their business over the years, and you want to make sure your insurance policy can grow with you. Ask if you can add on supplements to the plan over the course of the policy or how you can go about doing so. Chances are, you'll need to insure more in a year or two than what you initially thought. Make sure the agent can work with you to make this happen easily.

3. What Policies Are Available for My Business?

There is a variety of policies out there for different coverage options and needs. It's important to find out all of the plans that are available to your business. Then, ask to go over them all in detail so you can compare and contrast your wants and needs with your budget. 

4. Do You Have Experiences With Businesses Like Mine?

Not every insurance agency has experience with your type of business, so review what your company does and see if they have worked with similar companies in the past. If not, it may not be the best fit for you. You'll want to work with an agent who has experience in your field so that they can address questions that come up down the road.

If you're looking for business coverage or other insurance policies, visit the team at Jenkins & Bevan Insurance in Amherst, OH. With decades of experience in the industry, the insurance agents are knowledgeable and ready to help you with everything from home and car insurance to liability coverage. To learn more about their business coverage services, visit them online, or call (440) 984-6771 to set up your first appointment.