Covington, Kentucky
40 West 5th Street
Covington, KY 41011
(513) 784-9150

3 Reasons You Should Consider Working With a Financial Consultant December 14, 2017

Covington, Kenton
3 Reasons You Should Consider Working With a Financial Consultant, Covington, Kentucky

Planning for the future can be tough in uncertain financial times. That’s why many people are opting to work with a financial consultant to ensure they have enough money to see them through retirement, while also ensuring things like their kids’ college educations are funded. But how can you tell if your situation warrants the intervention of a skilled financial advisor? Consider the following if you’re concerned about saving in the coming months and years.

Do You Need a Financial Consultant? 3 Factors to Consider

Are Your Savings Sufficient?

Devising a solid retirement plan is easier than it sounds. In this case, even if you are dutifully saving money, you may not be saving enough. A financial consultant can look at your current method to determine whether your savings are sufficient for both present and future concerns. The obstacles facing retirees now may be vastly different by the time you reach retirement age. Accordingly, you need an advisor with his or her eye on the bigger picture.

Is Your Estate Plan Sound?

financial consultantWhile advisors don’t typically lend assistance with estate planning, they can take a look at your setup from a financial perspective. After you’re gone, you want to make sure your legacy is intact, and you also want to rest assured that your family is cared for. This takes a bit of strategic planning in most cases, and a good advisor can look over trusts and other documents to ensure your assets and property are organized correctly.

Do You Receive a Yearly Tax Refund?

A yearly tax refund is a great investment tool. If you receive a refund on a yearly basis and you’re simply putting it into a savings account, you could be missing out on many big investing opportunities. An advisor can also provide advice on how to structure your taxes so that you’re paying the proper amount. While this would result in less of a refund, the rate of return is often greater with investments than it would be to overpay the IRS.


Residents of Covington, KY, searching for financial advice can trust in the guidance provided by the team at Evergreen Advisors. They can look at your current finances and provide reasonable methods for increasing savings, planning for the future, and how to make your money work for you. Schedule an appointment with a financial consultant to learn more about your options by calling (513) 784-9150 today. You can also visit their website for more information on the complete listing of available services.

This material is intended for informational purposes only and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor.

Securities and Investment Advisory Services Offered Through M Holdings Securities Inc., a Registered Broker/Dealer and Investment Adviser, Members FINRA/SIPC.  Member Firm, Evergreen Consulting Inc, Evergreen Advisors is independently owned and operated.


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