If you’ve suffered an injury due to someone else’s negligence, the next step is to file a claim with an insurance company. In many cases, however, agents attempt to undermine claimants using a few key tactics. Here, the personal injury attorneys at Nagle & Associates, PA, based in Winston-Salem, NC, list insurance company strategies to watch out for when you file a claim.
How Do Insurance Providers Undermine Claimants? A Personal Injury Attorney Explains
1. Requesting Unnecessary Information
Some investigators say they can’t move forward until they receive specific documents, such as all your medical records. However, it’s not necessary to release these to an investigator. You really only need to submit those related to your current injury, which will establish the scope and severity of the harm you sustained. Review the list of required documents, and query any requests for items that aren’t on there. Sometimes, the request for information is simply an attempt to delay the claim. If you’re unsure, ask a personal injury lawyer for clarification.
2. Delaying Claims
In this case, an investigator might fail to return your phone calls or request a lot of information that isn’t pertinent to your claim. The goal here is to force you to take a lower settlement than what you’re owed, which you may feel pressure to accept if you’re badly in need of money. Continuous contact is crucial; call and email the investigator until you receive an answer as to why your claim is being delayed when it’s expected to move forward.
3. Asking You to Record a Statement
Lastly, an investigator might ask you for a recorded statement. In the event you erroneously admit fault, this can be used against you in later hearings. Never record a statement without the guidance of your attorney, who can counsel you on what to say.
If you need the assistance of a personal injury attorney in the Winston-Salem area, Nagle & Associates, PA can help. Whether you need an experienced negotiator to get you the settlement you deserve or are dealing with underhanded insurance company tactics, their experienced lawyers will advocate for you and help you achieve the best possible outcome. To learn more, call (336) 723-4500 today or visit this firm online.