Workers' compensation benefits are designed to cover the costs of medical treatment lost income. The program helps workers recover when they sustain on-the-job injuries or work-related illnesses. Here, Mark O. Grater Attorney at Law in Groton, CT, explains how to determine whether you’re eligible and file to get the compensation you deserve.
How to Receive Workers’ Compensation
Almost all full- and part-time employees, regardless of their occupation and the size of their employer’s business, have workers’ compensation coverage in Connecticut. This benefit also extends to minors and noncitizen workers. However, people who work in private homes or for fewer than 26 hours a week are not covered.
Understanding the System
Employers purchase workers’ compensation coverage from insurance companies or provide self-insurance to pay for employees’ medical care and benefits. Injured workers do not have to prove fault to receive benefits, as the system pays those who qualify, even if the accidents were their fault, or a medical condition makes injury more likely or more severe. However, workers’ injuries resulting from alcohol or substance abuse are not covered.
Qualifying for Benefits
Employees who sustain a personal injury while working should notify their employers of the incident and seek medical attention. To protect their right to obtain benefits, workers must give written notice of their claim, preferably on Form 30C from the employer or a workers’ compensation district office, as soon as possible. Consulting an experienced workers’ compensation and personal injury attorney increases the likelihood of receiving full compensation, so you can focus on recovering.
If you need to file a workers’ compensation claim, then let Mark O. Grater Attorney at Law provide guidance throughout the process. Attorney Grater offers more than 30 years’ experience serving injured workers statewide in workers’ compensation and personal injury cases. This dedicated personal injury attorney focuses on obtaining full benefits, giving clients the resources they need to heal. Call (860) 449-8059 to schedule a consultation, and visit the firm's website and Facebook page for more information about their services.