If you've been injured in a workplace accident, you want to know you have access to the resources and support necessary to your healing and recovery. However, the workers' comp attorneys at Coyne, Cundiff & Hillemann, PC, in Lake St. Louis, MO, explain that while filing a claim is the best route to get the funds you need, not every case is approved. Below, they discuss three factors that could cause a denial.

What Causes a Workers' Comp Claim to be Denied?

1. Failed to Report the Accident

Every state demands that an injured worker report their accident to their employer in a timely manner. The deadline can vary from state to state, but in Missouri, you have 30 days from the date of the incident to inform your boss and complete a report. If you fail to meet that threshold, you may automatically waive your right to compensation.

2. Under the Influence at the Time of the Incident

In a broad sense, the policy avoids the issue of fault, so hurt workers get the care they need. But like any rule, there are exceptions. If you were under the influence of alcohol or drugs at the time of the accident, your claim may be denied. Your employer or their insurer might request that your attending doctor perform a blood test to determine whether you were intoxicated, and these results will likely have a direct impact on the approval of your case.

3. Not Wearing Proper Safety Equipment

When you are trained for a job, your employer must ensure you understand and follow all safety precautions. This means wearing the proper gear and following the appropriate protocols and procedures. If it is determined that you were in violation of either of these safeguards, it could cause your claim to be denied.

Like any legal issue, workers' compensation has many gray areas, and a denial of a claim does not mean your fight is over; it simply means it's time to call a workers' comp attorney. The lawyers at Coyne, Cundiff & Hillemann, PC, have over 75 years of combined experience in a variety of practice areas, including personal injury. Call (636) 561-5599 or visit them online to arrange a free consultation with a workers' comp attorney today.